Banks keep private bankers for people with eight figures: someone who knows your money better than you do, pays what’s due before you think of it, keeps a cushion you never watch shrink, and calls before anything unusual moves. Allende is that banker, on the smart bank account you already opened, working through its API, for $5 a month. You stay the only person who can say yes.
YOUR BANKER · THIS WEEK
START HERE
One account, with Google or Apple. About ten minutes to set up: what you pay and when, your bank, your reserve. Then it runs.
Not the balance; the shape. What comes in and when, what’s already promised, what’s drifting. Ask what’s free this month and get a number you can spend, with the reasoning, instead of a figure that still has rent inside it.
Every bill, on its day, from your account, through your bank’s own API. A reserve you set that it plans around and will not breach, not even for its own payments. Confirmations kept. You stop carrying dates in your head.
A new payee, a bigger-than-usual amount, a one-off: it arrives as a question with the work already done. “Flights fit if insurance waits a week; shall I?” You answer in a sentence. It never pays anyone you haven’t approved.
AND IT WATCHES
A charge that came in higher than last month. A subscription that crept. A deposit that is late. A duplicate. Things you would notice on a good day, noticed every day, and told to you in one line, with what it means for the rest of the month.
Who it’s not for. Allende needs a bank account with an API; today that is a smart bank account in the US. If you want it for a household, with several people and money sent between them, that is Allende for families.
PRICING
A private banker comes with a relationship manager and a seven-figure minimum. This comes with your API token, which you can revoke in one click. No markup on payments, no selling of data, nothing held hostage if you leave.
THREE FAIR QUESTIONS
THE BIG PICTURE
Your family's finances, in one shared place.
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